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About us

We provide clear, practical guidance to help you understand your lending options and move through the process with confidence.

Here to make finding the right finance simpler

Based in Parkwood, WA, Streamlined Mortgages keeps the lending process simple by giving clients a consistent point of contact from start to finish. Rather than being passed between different people, you’ll have someone who understands your circumstances, stays across your application and helps coordinate each step along the way.

With broad experience across finance and banking, we can help with the paperwork, explain what’s required and guide you through the available options. Our focus is on keeping the process straightforward, communication clear and making sure you always know what’s happening.

Terry Morter

Mortgage Broker

Phone: 0409 615 225

With more than 30 years in finance and banking, Terry brings steady experience to his role Streamlined Mortgages. He finds great satisfaction when clients qualify for mortgages and uncover savings they thought out of reach, and his calm, personable manner helps people navigate complex steps with confidence.

Terry works through documentation including First Home Owner Grant applications where available and leverages relationships with lenders all over Australia. His background spans personal and commercial finance, equipping him to pursue practical outcomes.

Our services

We offer comprehensive support for all your home loan and finance needs across a range of services. No matter who you are, our experienced team is committed to finding the right options tailored to your unique situation.

Home loans

The right loan structure can make a huge difference over the life of the mortgage. With access to a wide panel of lenders, we'll help you compare and choose a home loan that suits your needs.

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First home buyers

Choosing a home is a crucial decision but securing the right mortgage is just as important. With access to over 50 lenders, our team can help you get a great deal or find the right lender for your first home.

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Refinance

As a mortgage broker, we offer clients competitive rates and access to a wide range of products on the market. You may be costing yourself thousands of dollars a year by not refinancing, so get in touch today.

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Investing

Many Australians are looking to get ahead by investing in real estate. With a range of products and lenders to choose from, now is an ideal time to strategically expand your investment property portfolio.

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Pre approval

Pre-approval helps you understand what you can borrow before you start making offers. We’ll guide you through the process, prepare your application and work with the lender to secure an approval.

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Personal loans

If you’re consolidating debt, covering a big expense, renovating or planning a major purchase, a personal loan can help you spread the cost into manageable repayments with a predictable schedule.

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Construction loans

Building comes with a different lending process, including progress payments at each stage. We can help you organise approvals and coordinate with your lender so the funding keeps pace.

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Business lending

Access to finance can help you manage cash flow, expand operations or take on new opportunities. We’ll assess your needs and recommend business lending options that align with the way your business operates.

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Vehicle finance

Whether it’s a personal car or a vehicle for your business, the right finance can help you secure a competitive rate, reduce the total cost over time and keep repayments manageable.

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SMSF finance

Buying property through a self-managed super fund involves strict rules and a specialised loan structure. We’ll work with you to explore SMSF lending options and help you understand the process.

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Asset finance

Asset finance can help you purchase the equipment you need without tying up cash flow, from machinery and tech to tools and fitouts. We can help you choose a structure that makes sense for your business.

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Debt consolidation

We’ll review your existing commitments, explain the available options and liaise with your lender to structure a solution that aligns with your budget and financial goals.

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Common questions and answers

In addition to offering competitive rates, we pride ourselves on being available to help with whatever questions you have throughout the life of your loan. We don’t discriminate against first-time buyers or experienced investors – no matter who you are, we’re committed to being there when you need.

  • What does a broker do?

  • Do you charge fees for home or investment loans?

  • Is it more expensive to use a broker?

  • How much can I borrow?

  • Should I go for a fixed or variable rate?

  • Which lenders do you work with?

Contact

Want to find out more? Contact our expert mortgage broker support team.

About

Learn more about our history and success operating in the mortgage industry.